No matter what credit course they buy, or even if they don’t buy one at all, many people find themselves consistently coming up short in one single area… and it happens to be one area that can have considerable negative impact on their credit. One thing, that’s it. And it can be blamed for a good [...]

It seems to me that there may be solid, usable methods to getting into the “VIP Departments” of the credit bureaus, and that there may be some real advantages to doing so if you can pull it off. If you don’t already know, each credit bureau has a “vip department” where the issues and disputes relating [...]

If you haven’t already heard the news, here’s the sum of it: the bureaus are now using “OCR” (Optical Character Recognition) technology to “read” disputes via computer and, if possible, automatically categorize them and even possibly flag them as frivolous. For the credit bureaus, OCR is an attempt to automate more of their process.  By reducing [...]