Archive for July 2008
George Carlin, Real Estate, and Vitamins, Oh My
July 2, 2008 | 
Author Is it just me or do you find yourself lately getting FED UP with the never ending politico “Dog and Pony Show”??? Let me state upfront I am no longer a Democrat or Republican. You know what I am? ANSWER: Taking a 6 MONTH FAST from all the politics! Period.
I can’t take the nonsense anymore. I think it’s pretty evident that any REAL CHANGE in this country is NOT going to come out of the White House. Heck, Nancy Pelosi was talking about Gas prices over 2 years ago. What have they accomplished? It’s WORSE than nothing. Why? Simple: because every idea they come up with makes NO SENSE whatsoever – even when you run it by a classroom of 13 year olds! Which brings me to a sad piece of news…
On JUNE 22 my favorite Comic (of all time) GEORGE CARLIN passed away. I loved George not just because he made me laugh, but because he did it in a way that made me think… Love him or hate him George made a living helping us all do something we should be doing MORE of these days (L-A-U-G-H).
Myself and millions of others are already missing you. With that said, take a moment to watch this classic video of WHY George DOESN’T Vote. I think the timing on this could not be better.
(NOTE: this video contains slight profanity).
LET’S TALK REAL ESTATE FOR A MINUTE
OK, … Many people feel that the RE market is going to come back in the middle of 2009. However, whenever I ask these people “What factual data are you basing this assumption on?” I usually get replies like “It has to come back at some point” or “Sales coming up because prices are low again”. Listen, every market is different but let me speak for the west coast and use the state of CALIFORNIA and some REAL DATA to quickly show you what complete Horse Poop this kind of thinking is.
Mind you, were NOT even going to talk about the falling dollar…
Or the skyrocketing unemployment rate…
Or the fact STARBUCKS is closing 600 stores…
http://www.cnn.com/2008/US/07/02/starbucks.closing.irpt/index.html
No. All we are going to discuss are some numbers and we’ll do it real quick. So, here goes. You have heard in CA that real estate sales are up and this partly true. However, it’s no different than a shoe store having a sale to increase sales while their warehouse is filling up with more shoe inventory faster than they can sell it (which will ultimately DRIVE DOWN the price of shoes). This is EXACTLY what is happening in the state of California.
In FEBRUARY and MARCH there were over 20,000 bank owned homes with sold (yeah!). In fact, almost 1 out of 3 homes with sold WAS A BANK OWNED HOME (Yeah!). Little problem though if we look closely at the numbers… In that same time nearly 38,000 bank owned homes were dumped on the market. This leaves a surplus of 18,000 in inventory. Hmmmmmmmmm?
STUDY THE PAST TO PREDICT THE FUTURE
If there were 38,000 bank owned homes that came on the market in FEB and MAR that is about 19,000 homes per month on average. And if only 20,000 of the 38,000 sold then that leaves a surplus of 18,000 piled up in inventory.
QUESTION: How many bank owned homes landed on the market in April?
ANSWER: 22,838 (New Record).
QUESTION: How many N.O.D’s for April? (Notice of Default – when a homeowner is 60 days behind on their mortgage).
ANSWER: 44,101 filing (New Record).
QUESTION: How many new “Notice of Trustee Sale”? (Issued 90 days after N.O.D. if homeowner does not bring mortgage current).
ANSWER: 29,982 (Also a new record).
You don’t have to be too sharp to figure out that inventory is piling up faster than it’s moving. But this is only April data. What about May? Well…. That was just released and who better for me to turn you over to than “Mr. Mortgage Guy” himself with a new video presenting even more RECORD BREAKING data.
When you are done there PLEASE PLEAS PLEASE invest 10 minutes here to see his “Alt A” video. This will totally blow you away (if you get it). See it here:
ACTION STEPS
While it may or may not be a time to buy and while you may not be able to currently afford to buy, the reality is that prices in the majority of markets are continuing in one direction: DOWN! This means you need to start getting your credit in shape so you can STRIKE when the right property at the RIGHT price lands in your crosshairs. If you don’t own the Credit Secrets Bible then get it here:
http://www.CreditSecretsBible.com
If you already own it but want to get our experts at your fingertips for as little as a dollar a day or learn how to make money working on other peoples credit than I suggest joining our MEMBERS ONLY forum. It’s a killer community with NO FLUFF and NO FILLER. If you want a MILLION POSTS with spam and nonsense that will waste your time, feel free to join a free credit forum. If you want a highly precise and precision tool to learn a skill that can provide you with guaranteed income for life, then join the Credit Secrets Bible MEMBERS ONLY Forum here:
http://www.CreditSecretsBibleForum.com
NEW Credit Secrets Bible “Volume Order Discount” Program And A $50 CASH Discount Coupon for Those Who Act Today
I’ll make this quick. For some time now we have been getting requests from Mortgage Lenders, Network Marketers, Pastors, Seminar Speakers and many others to come out with a Credit Secrets Bible Volume Order Discount Program. These entrepreneurs want a way they can buy Credit Secrets Bible courses WHOLESALE so they can sell them at their church, club, seminar or speaking engagement.
As a result, we have come up with the new Credit Secrets Bible “Volume Order Discount” Program. Those who participate today via this CSB News Rant/ Blog will receive a $50 CASH Discount Coupon. All you have to do is enter the COUPON CODE: MINUSFITY and $50 will be DEDUCTED off your order before you check out. All the details are listed under “Affiliate Program #3” here:
http://creditsecretsbiblepartners.com/index2.html
WHERE ARE YOUR VITAMINS COMING FROM?
Have you ever wondered WHERE your vitamins are coming from? I mean, we’ve all heard the story about how the soil and vegetables have so much less nutrition in them… less vitamins… less minerals etc. Is it true? Maybe. Maybe not. The real question is if there is a real lack of vitamins and minerals in the food we are producing and someone wants to sell us a “supplement” we need to ask WHERE is the nutrition in that supplement coming from?
After all, it’s just pills in a bottle that have been sitting on shelf for months or even years. The vitamins are coming from food are they? I actually recently quit taking vitamins. I’m sick of blowing money on all this nonsense. I feel a million times better spending that money on eating more fresh vegetables or vegetable juice. The latest craze for years has been these miracle liquid vitamin juices. One juice claims you just take 1oz a day and you are getting 100% of all your necessary vitamins and minerals. I’m sorry. I used to buy it but not anymore. I’d rather spend that money on a glass of fresh vegetable juice 3 days a week. That’s REAL NUTRITION. We’ll talk more on this in future C.S. B. Rants but here is something I just had to pass on.
What if I told you 90% of Vitamin C, 50% of Aspirin and 35% of Tylenol came from China? Well, check out Dr. Mercola for more on this. I think it will surprise you. See link here:
MOST VITAMINS ARE NOW MADE IN CHINA
http://v.mercola.com/blogs/post.aspx?App=public_blog&PostID=19048&Subscribed=1
Till Next Time,
Warmest Regards,
Jay Peters
Zodiac Publishing
http://www.CreditSecretsBible.com
http://www.CreditSecretsBibleFORUM.com
http://www.CreditSecretsBiblePartners.com
http://www.CSBCards.com
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