A lot of people have charge offs on their credit reports that they want to remove. One common issue that can occur in a credit file is the problem of having multiple charge offs for the same account. It is actually a side affect of the credit bureaus' way of working with data, and the possibility is even mentioned in the documentation that they give to creditors for reporting credit. (This is yet another example of how the system is designed to create more sub-prime consumers!)
What does that mean in plain English? It means that charge offs are very common, and disputes over charge offs are, in turn, just as much so!
The result of this situation is that there are a LOT of people out there who want to remove charge offs from their credit reports.
As you can imagine, many of those people need help figuring out how to remove charge offs from their credit reports, and have sought out help online through websites, forums, books, ebooks, credit repair kits, and more.
Perhaps you are one of those people.
And here’s where the problem occurs.
Imagine the hundreds of thousands of people who will have to send multiple disputes to deal with issues related to charge offs on their credit report. Imagine the efforts of all those people to remove charge offs by doing what seemed like the most logical thing to do:
"Find a letter. Copy it. Send it to the credit bureaus."
For years, that has been the strategy of credit repair professionals and amateurs alike.
Today I’m here to tell you that…
It just doesn’t work.
Since charge offs are so common, I’m sure you can imagine how many disputes the bureaus must have received over charge offs. Since most people just look for form letters to copy, the credit bureaus have, over time, received many copies of the exact same letters.
They eventually caught on, and have now started to scan letters using special technology in order to detect these canned form letters that are so common in credit repair books and online.
And that is exactly why you shouldn’t use a "canned" form letter to attempt to remove charge offs from your credit report. Doing so will likely result in your dispute being ignored or flagged as frivolous.
As part of the Credit Repair Intelligence System we have created a one-of-a-kind tool that will enable you to generate a uniquely random dispute from millions of possibilities for disputing charge offs on your credit report. Want to know more? Check out the Credit Repair Intelligence System Today.